Effortless Credit Card Processing & Future—Ready POS Systems

No contracts & no fees. We want to be your vendor for the life of your business, not a 3–5-year contract! KKCM Digital Solutions helps merchants slash card-processing costs and capture every sale, in-store or online. From EMV-secure smart terminals to omnichannel payment gateways with real-time analytics, we deliver PCI-DSS Level 1 technology backed by next-day funding and 24/7 U.S. support. Today more than 4,000 retailers, restaurants, trades, and nonprofits in 42 states trust us to keep revenue flowing.

  • Payment
    Platforms

    Accept credit, debit, ACH, and all major digital wallets through Elavon® Gateway, Elavon® Mobile, and Authorize.net. A single cloud dashboard delivers real-time sales, inventory sync, and one-click QuickBooks® reconciliation—giving you unified reporting across brick-and-mortar, curbside, and e-commerce channels without add-on fees or extra logins.

  • Point of Sale
    Systems

    Deploy Clover®, TableTurn®, and Union™ workstations that marry inventory, employee management, loyalty programs, and tableside ordering. Cloud backups, offline mode, and built-in delivery-app integrations keep retail shops, QSRs, and fine-dining venues humming—while granular analytics surface best-selling SKUs and peak traffic hours right from the home screen.

  • Smart
    Terminals

    Speed checkouts with PAX and Dejavoo EMV devices that handle tap-to-pay, QR, PIN debit, gift cards, and EBT. Signature-on-glass, thermal receipts, and drop-in cradles keep counters tidy. Over-the-air updates, point-to-point encryption, long-life batteries, and dual Wi-Fi/LTE radios ensure PCI compliance and uninterrupted processing—even during spotty internet or brief power blips.

  • Merchant
    Services

    Go beyond payments with proactive PCI-DSS audits, chargeback defense, gift-and-loyalty programs, surcharge compliance consulting, and ATM placement. Our 24/7 U.S.-based support answers in three rings or less, and a dedicated success manager reviews statements quarterly to confirm you keep the lowest possible effective rate as your business scales.

Take Payments Everywhere—
One Login, One Ledger

  • Unified
    Dashboard

    All sales—card-present, keyed-in, invoice, QR, curbside—land in one cloud ledger with searchable analytics.
    Know your true gross margin in real time and spot SKU-level trends before they become supply-chain headaches.

  • Mobile
    Freedom

    Elavon Mobile turns mobile devices into EMV- & NFC-ready terminals & caches sales if Wi-Fi drops.
    Close deals anywhere—farmers’ market, trade show, or job site—without lugging extra hardware.

  • Plug-&-Play
    Integrations

    Native connectors for QuickBooks®, WooCommerce, Shopify, & 100+ REST-API partners keep books balanced.
    Slash manual data entry with automatic balancing & eliminate reconciliation mistakes.

  • Enterprise-Grade
    Security

    Point-to-point encryption, tokenized card-on-file, CVV/AVS filters, and optional 3-D Secure fraud fencing.
    Reduce PCI scope, fight chargebacks, and preserve customer trust without bolting on third-party widgets.
merchant handing payment card back to cusomter

Running a pop-up, a fleet of food trucks, and an online store shouldn’t require three different vendors. Elavon® unifies countertop, mobile, and e-commerce transactions in a single PCI-DSS Level 1 portal that auto-reconciles with your accounting suite and gives you instant, multi-location visibility. The platform’s REST API, virtual terminal, and mobile app scale from side-hustle to enterprise without a code rewrite.

Explore Payment Platforms

Transparent, flexible pricing—
Fair Rates, Zero Surprises

  • Reverse Cash
    Discount Program

    High-ticket, low-margin brands offsetting card costs
    Shift most card fees to customers via compliant dual pricing, keeping margins intact while a fully integrated POS preserves a friction-free checkout.
    Merchant taking cash payment

    Learn More

  • Interchange-
    Plus

    Established merchants processing over $10k each month
    Access true wholesale interchange with a fixed, transparent markup, next-day funding, and zero hidden surcharges—maximize savings as volume grows.
    Merchant looking at invoice

    Learn More

  • Flat-Rate
    Processing

    Seasonal or emerging firms wanting predictable billing
    Enjoy one simple blended rate and set per-transaction fee that simplifies cash-flow forecasting, with month-to-month terms and no surprise add-ons.
    Merchant taking payment from customer by card

    Learn More

  • Tiered
    Pricing

    Specialty industries seeking custom qualification groups
    Pay qualified, mid-qualified, or non-qualified rates tuned to your ticket size and card mix, plus free quarterly reviews to lock in best tiers.
    Merchant Holding Sales Tags

    Learn More

Beyond Processing: Your Long-Term Payments Partner

KKCM Digital Solutions is a registered payment facilitator and commerce-technology partner headquartered in Evansville, Indiana. We pair enterprise-grade security with hands-on onboarding, clear pricing reviews, and an in-house support desk that answers merchant calls in three rings or less—delivering big-company capabilities while staying personal enough to know every client by name.

More About KKCM

  • Growing Merchant Community

    Boutique retailers and restaurants join every month, shaping our roadmap.

  • PCI-DSS Level 1 Infrastructure

    Point-to-point encryption, tokenization, & SOC-audited data centers.

  • In-House R&D

    Engineers craft gateway and POS features quickly without third-party delays.

  • Industry Coverage

    Retail, QSR, hospitality, field service, non-profit, e-commerce/SaaS, & many more.
KKCM Logo

  • Ethics-First, Transparent Pricing

    We rely on honesty and straightforward cost structures—not gimmicks—and we ask our partners to uphold the same standards.

  • Right-Size Service, Personal Touch

    Consultants based in Evansville, IN provide on-site installs and same-day swaps, backed by a centralized support desk for consistent answers.

  • Built & Supported In-House

     The engineers who wrote our code are the same that answer your midnight call—no outsourced scripts or ticket shuffling.

  • Future-Proof Stack

     EMV, NFC, QR, softPOS, omnichannel loyalty, and upcoming FedNow® instant funds keep you ahead of consumer demand.

Industry-Specific Payment Processing & Merchant Services

  • Retail &
    Boutique
    • Barcode Inventory
    • Curbside Pickup
    • Omnichannel Loyalty Rewards
    • Same-Day Funding
  • Restaurants &
    QSR
    • Tableside Pay-At-The-Table
    • QR Menus
    • Delivery App Integrations
    • Tip Pooling / Tracking
  • Field Service
    & Trades
    • Mobile Tap-To-Pay
    • Job Site Invoicing
    • Automatic Surcharge Options
    • Offline Mode
  • Non-Profits &
    Faith-Based
    • Text-To-Donate
    • Recurring Giving
    • Event Ticketing
    • Reduced Interchange Categories
  • e-Commerce
    & SaaS
    • Tokenized Checkouts
    • Subscription Billing
    • Chargeback Tools
    • AI-Driven Fraud Scoring
  • Healthcare &
    Wellness
    • HIPAA-Ready Terminals
    • HSA/FSA Acceptance
    • Recurring Membership Billing
    • Contactless Intake Forms

Client Testimonials

What Our Merchants Say

The best measure of our work is the experience of the businesses we serve.

  • “This company surpasses its competitors in service quality. KKCM eliminated all of my processing fees with no hidden charges or out-of-pocket cost. They are family owned and operated, and 100% focused on helping small businesses thrive.”

    Grant

  • “Credit card processing made easy. Saving me time and money so I can focus on my business. Easy-to-use payment terminal and outstanding customer service.”

    Tracy

  • “As the Association’s preferred credit card processing partner, KKCM has delivered on every front. Setup was seamless; fees are noticeably lower than what we were paying before, and funds hit our account fast. KKCM is the partner you’ve been looking for.”

    Kevin

  • “I’ve worked with several credit card processors over the years, and none of them compares to this team. Their customer service is second to none, and their rates cannot be beat. They truly care about helping businesses succeed. What impressed me most was the company culture and the way they treat both clients and employees. I believed in the company so much that I eventually decided to join the team myself. That says everything you need to know about the level of confidence and trust I have in them.”

    Jason